The Housing Rehabilitation Loan Program makes low interest home loans available to owners who meet the income eligibility guidelines. The program assists homeowners in making repairs to their single family residence.
General home repairs designed to maintain the existing house in a decent, safe, and sanitary living condition. Eligible activities include repairs necessary to meet the housing quality standards or applicable building codes, handicap accessibility, and health and safety housing improvements.
The household income must be at or below 80 percent of the Area Median Income. Median income tables are shown on the rehab pages of the web site. All income sources for all household members must be counted towards the household income.
Yes, this is a program that lends money against available home equity. Please contact the Housing Preservation Program to discuss the terms of the loan.
Mobile homes on land (with title eliminated) are eligible for rehabilitation if the homeowner has equity available. There is very limited funding for mobile homes on leased property.